Insurance & Payment Options
Dependable Dental Care in Marshall Accepting PPO Insurance and Medicaid
Choice Dental is a trusted dental provider in Marshall, proudly accommodating families with Texas Medicaid and most major commercial dental PPO networks. We remove the hassle from dental billing by running upfront insurance checks and managing all the complex claim submissions for you. Our dedicated office staff works hard to help you utilize your maximum coverage, ensuring your loved ones receive top-tier oral healthcare at highly affordable rates.
We Accept Insurances
Choice Dental accepts a wide range of PPO dental insurance plans. In our effort to alleviate your stress so you can focus on the importance of receiving the dental care you need, our office will fill out all the necessary paperwork and file your claim, as a courtesy to you, with your insurance carrier.
In some cases, dental implants are considered medically necessary and may be covered by your medical insurance, not just dental insurance. Our team verifies benefits, handles documentation, and works directly with your insurance company to simplify the process for you.
Insurance Providers:
- Aetna
- Beam Benefits
- Blue Cross Blue Shield
- Blue Cross Blue Shield FEP Dental
- Careington
- CHUBB
- Cigna
- Delta Dental
- DentaQuest
- Equitable
- GEHA Connection Dental Federal
- Guardian
- Humana
- MCNA
- Meritain Health
- MetLife
- Mutual of Omaha
- Principal
- Sun Life Financial
- TMHP
- TruAssure
- UMR
- UnitedHealthcare











Financing Options
Flexible financing options are available at our Marshall dental office to help you reach your dental goals. Get pre-qualified without affecting your credit and see how much you can use toward your treatment quick, easy, and personalized just for you.
Sunbit
Sunbit makes life’s essentials like auto, dental, and healthcare more affordable with easy, pay-over-time options. With 90% approval rates and no hidden fees, millions trust Sunbit to say YES.
Cherry™
Cherry makes treatments more accessible with fast, flexible payment plans and instant approvals.
Instant Approval Terminology Guideline
Explanation: The text uses the term ‘instant approvals’ in association with Cherry. The Instant Approval Terminology Guideline requires using ‘Instant Decision’ instead of ‘Instant Approval’.
Proceed Finance
We have some of the most flexible and competitive rates and terms in the industry which allows us to offer affordable monthly payments for your patients.

Carecredit™
CareCredit™ offers patients a special financing promotional plan every time the card is used. They have low monthly payment options and no up-front costs or payment penalties.
The Fresh Dental Plan makes dental coverage simple and affordable no insurance, no problem. Designed for individuals who want quality care without the hassle of traditional insurance, our membership plan provides essential preventive services at one low annual fee.
SAVE 25% ON YOUR DENTAL TREATMENT
- Two Free Exams & Cleanings & X-Rays per year
- 25% OFF on most major dental services
- NO Waiting Periods or Maximums
- Two Free Exams & Cleanings & X-Rays per year
- 25% OFF on most major dental services
- NO Waiting Periods or Maximums
PAYMENT OPTIONS AND DENTAL PLAN
- Cash: Pay upfront with cash and receive a discount.
- Credit Card: Visa, Mastercard, American Express, Discover
- CareCredit: Apply online or in our office.
We make dental care easy with multiple payment options at Choice Dental in Marshall.
FINANCIAL POLICY ( Patient Billing )
For your convenience we accept Visa, MasterCard, Discover, American Express and CareCredit. We deliver the finest care at the most reasonable cost to our patients, therefore payment is due at the time service is rendered unless other arrangements have been made in advance. If you have questions regarding your account, please contact us at (903) 320-4408. Many times, a simple telephone call will clear any misunderstandings.
Please remember you are fully responsible for all fees charged by this office regardless of your insurance coverage.We will send you a monthly statement. Most insurance companies will respond within four to six weeks. Please call our office if your statement does not reflect your insurance payment within that time frame. Any remaining balance after your insurance has paid is your responsibility. Your prompt remittance is appreciated. We can make arrangements for a monthly payment plan but this must be done prior to the actual procedure.
Have questions about payments or insurance?
Contact our Marshall dental team or book an appointment online.
Frequently Asked Questions About Insurance and Payment Options
Answers to common questions about dental insurance, Medicaid, and payment options in Marshall, Texas
Do you accept Medicaid in Marshall, Texas?
Yes. Choice Dental proudly accepts Texas Medicaid and welcomes families throughout Marshall and the surrounding areas. If you are unsure whether your specific Medicaid plan is active with our office, call us at (903) 320-4408 and our team will verify your benefits before your visit.
What dental insurance does Choice Dental accept?
Choice Dental accepts most major commercial dental PPO plans, including carriers such as Aetna, Cigna, Delta Dental, Humana, MetLife, UnitedHealthcare, Guardian, and Blue Cross Blue Shield, among many others. As a courtesy, our office files your claim and handles the paperwork for you. If you do not see your provider listed, call (903) 320-4408 and we will check for you.
Can I see a dentist in Marshall if I do not have insurance?
Yes. Choice Dental welcomes patients with or without dental insurance. For patients without coverage, we offer flexible payment options and a yearly membership plan designed to make routine care and treatment more affordable. Call our Marshall, Texas office to find the option that works best for you.
Do you offer payment plans or financing?
Yes. Choice Dental offers flexible financing so you can move forward with the care you need. We work with trusted third party financing partners, including CareCredit, Sunbit, Cherry, and Proceed Finance, and many patients can get pre-qualified without affecting their credit. Our team is happy to walk you through the options during your visit.
Do you have a dental membership plan?
Yes. Choice Dental offers a yearly membership plan for patients without dental insurance. It is built to make routine preventive care simple and predictable, with easy sign up, guaranteed acceptance, no waiting periods, and no annual maximums. Contact our Marshall office to learn how the plan can fit your family.
How do I verify my dental benefits before my appointment?
Just give us a call. Choice Dental runs upfront insurance checks and verifies your benefits before treatment, so there are no surprises. Contact our Marshall, Texas office at (903) 320-4408 and our team will confirm your coverage, answer your questions, and help you understand your options.
